A Texas tradition since 1900

First National Bank of Sonora

A Texas Tradition Since 1900

Sonora Bank

Member F.D.I.C.



Rate Information - The interest rate and annual percentage yield may change at any time.

Compounding Frequency - Interest will be compounded daily.

Crediting Frequency - Interest will be credited into this account monthly.

Effect of closing an account - If you close your account before interest is paid, you will not receive the accrued interest.

Daily balance computation method - Interest is calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day.

Accrual of interest on non-cash deposits - Interest will begin to accrue on the business day you deposit non-cash items (for example: checks) into your account.

Minimum balance to open - The minimum balance required to open this account is $1,000.00.

Minimum balance to avoid Maintenance Fee - A maintenance fee of $10.00 will be imposed every statement cycle if the balance in the account falls below $1,000.00 any day of the cycle.

Fees and Charges - The following fees and charges apply to this account:

  • Excess debit fee of $0.20 will be charged for each debit transaction (excluding electronic transfers) in excess of 50 during a statement cycle.
  • Overdraft Fee: For each overdraft paid $30.00.
  • NSF (Non-Sufficient Funds) check charge: $30.00.