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Find Your Local Branch

Find your local Sonora Bank and Sonora Mortgage branch. A Texas tradition since 1900.

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Mortgage Loans

With a completed application, we can pre-qualify you. We will have to verify income and assets for approval.

No, we will order the appraisal as well as the survey if needed.

VA loans are the only 100% programs at this time.

Selling the loan allows you the low interest rate and fixed payment for the full term that you hear about nationally. Our bank does; however, offer an in-house mortgage loan that is not sold.

There are programs thru FNMA and FREDDIE MAC for 1st time homebuyers that qualify.

Personal Loans

It depends on the specific criteria.

We use current online NADA values.

This is variable.

No, you must qualify for your own loan with the current terms.

We charge 2% above the CD rate.

The interest rate is dependent on several factors including but not limited to credit history, debt-to-income ratio, type of collateral, and bank history.

Commercial Loans

The interest rate is dependent on several factors including but not limited to credit history, debt-to-income ratio, type of collateral, and bank history.

Yes, we offer many different loan products to cover almost any type of business financing.

The Small Business Development Center (www.angelo.edu/services/sbdc) and Small Business Administration (www.SBA.gov) are great resources. They can help you with a business plan and with other documentation your banker will request.

In most cases you will, but it may vary depending on several different criteria.

In most cases you should be prepared to provide a personal financial statement and copies of two to three years tax returns or other proof of income. Other requested documentation will depend upon the type of business.

Construction Loans

The interest rate is dependent on several factors including but not limited to credit history, debt-to-income ratio, type of collateral, and bank history.

Kay Stewart NMLS#: 417045
Kay Stewart  NMLS#: 417045
Senior Vice President / Branch Manager / Lending
 

  Sonora

  (325) 387-3861

Tonya Brown
Tonya Brown NMLS#: 417039
Vice President / Assistant Branch Manager / Lending
 

  Sonora

  (325) 387-3861

Debra Sosa
Debra Sosa NMLS#: 1208765
Loan Officer
 

  Sonora

  (325) 387-3861

Stefan Dorman
Stefan Dorman NMLS#: 1585737
Loan Officer
 

  Sonora

  (325) 387-3861

Carolyn Bruha NMLS#: 417035
Carolyn Bruha NMLS#: 417035
Senior Vice President / Branch Manager / Lending
 

  Southland Branch

  (325) 947-2100

Bianca Terrazas
Bianca Terrazas NMLS#: 1214643
Loan Officer
 

  Southland Branch

  (325) 947-2100

Jessica Denis
Jessica Denis NMLS#: 1396822
Assistant Vice President / Assistant Branch Manager / Lending
 

  Southland Branch

  (325) 947-2100

Bob Pfluger NMLS#: 833021
Bob Pfluger NMLS#: 833021
Senior Vice President / Market Manager
 

  Sherwood Way Branch

  (325) 949-0099

Roxie Doty
Roxella Doty NMLS#: 1174944
Vice President / Branch Operations Manager / Lending
 

  Sherwood Way Branch

  (325) 949-0099

David Soldano
David Soldano NMLS#: 834126
Vice President / Assistant Branch Manager / Lending
 

  Sherwood Way Branch

  (325) 949-0099

Stephen Franco
Stephen Franco NMLS#: 686478
Senior Vice President / Branch Manager / Lending
 

  Sherwood Way Branch

  (325) 949-0099

Jason Kirkpatrick
Jason Kirkpatrick NMLS#: 819363
Vice President / Assistant Branch Manager / Lending
 

  Boerne

  (830) 331-9118

Sayf Jouini
Sayf Jouini NMLS#: 967525
Loan Officer
 

  Boerne

  (830) 331-9118

Jessica Godin
Jessica Godin NMLS#: 266496
Loan Officer
 

  Boerne

  (830) 331-9118

Keri Sandvig NMLS#: 686805
Keri Sandvig NMLS#: 686805
Senior Vice President / Branch Manager / Lending
 

  Boerne

  (830) 331-9118

Neal Brodbeck NMLS#: 730035
Neal Brodbeck NMLS#: 730035
Senior Vice President / Branch Manager / Lending
 

  Bulverde

  (830) 438-0416

Andi Smith NMLS#: 730041
Andi Smith NMLS#: 730041
Vice President / Assistant Branch Manager / Lending
 

  Bulverde

  (830) 438-0416

Kim Gilbert
Kim Gilbert NMLS#: 1458092
Loan Officer
 

  Bulverde

  (830) 438-0416

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