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Find your local Sonora Bank and Sonora Mortgage branch. A Texas tradition since 1900.

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Free Checking Account

Minimum balance to open – The minimum balance required to open this account is $100.00.

Transaction limitations – Unlimited transactions.

Fees and Charges – The following fees and charges apply to this account:

  • No maintenance fee and unlimited transactions
  • Paid Item Fee: For each overdraft paid $30.00
  • Returned Item Fee: $30.00
  • ATM Charge (ATM’s we do not own or operate): $1.00

Additional Terms – The following additional terms apply to this account: Free debit card, Telebanking, Online Banking with Bill Pay and optional electronic statement (images not included).

Basic Checking Account

Minimum balance to open – The minimum balance required to open this account is $100.00.

Minimum balance to avoid Maintenance Fee – A maintenance fee of $5.00 will be imposed every statement cycle if the balance in the account falls below $700.00 any day of the cycle.

Paper statements and images of checks available.

Deposit limitations – You may make an unlimited number of deposits into your account.

Fees and Charges – The following fees and charges apply to this account:

  • Excess debit fee: An excess debit fee of $0.25 will be charged for each debit transaction (excluding electronic transfers) in excess of 50 during a statement cycle.
  • Paid Item Fee: For each overdraft paid $30.00
  • Returned Item Fee: $30.00
  • ATM Charge (ATM’s we do not own or operate): $1.00

Total Checking

Rate Information – Your interest rate and Annual Percentage Yield (APY) may change at any time at our discretion.

Compounding Frequency – Interest will be compounded monthly.

Crediting Frequency – Interest will be credited to this account monthly.

Effect of closing an account – If you close your account before interest is credited; you will not receive the accrued interest.

Average daily computation method – Interest is calculated by the average daily balance method which applies a periodic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the balance in the account for each day of the period and dividing that figure by the number of days in that period. The period we use to make this calculation is monthly.

Accrual of interest on noncash deposits – Interest will begin to accrue on the business day you deposit noncash items (for example, checks) into your account.

Minimum balance to open – The minimum balance to open this account is $5,000.00

Minimum balance to avoid Maintenance Fee – A maintenance fee of $25.00 will be imposed every statement cycle if the balance in the account falls below $5,000.00 any day of the cycle.

Deposit limitations – You may make unlimited deposits into your account.

Fees and Charges – The following fees and charges apply to this account:

  • Paid Item Fee: For each overdraft paid $30.00
  • Returned Item Fee: $30.00

Free – Online Banking, Online Bill Pay, Free ATM usage, Free Cashier’s Checks, Checks for designated style: Blue, Green or Yellow Safety paper – Duplicate or Singles available

Senior Checking Account

Minimum balance to open – The minimum balance required to open this account is $100.00.

Transaction limitations – You may make an unlimited number of transactions.

Fees and Charges – The following fees and charges apply to this account:

  • Paid Item Fee: For each overdraft paid $30.00
  • Returned Item Fee: $30.00
  • ATM Charge (ATMs we do not own or operate): $1.00

Additional Terms – The following additional terms apply to this account:

  • No charge for cashiers checks or money orders
  • Free 3×5 Safe Deposit Box (if available)
  • No charge for the first order of checks
  • Fax and Notory services

NOW Account

Rate Information – The interest rate and annual percentage yield may change at any time.

Compounding Frequency – Interest will be compounded daily.

Crediting Frequency – Interest will be credited into this account monthly.

Effect of closing an account – If you close your account before interest is paid, you will not receive the accrued interest.

Daily balance computation method – Interest is calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day.

Accrual of interest on non-cash deposits – Interest will begin to accrue on the business day you deposit non-cash items (for example: checks) into your account.

Minimum balance to open – The minimum balance required to open this account is $1,000.00.

Minimum balance to avoid Maintenance Fee – A maintenance fee of $10.00 will be imposed every statement cycle if the balance in the account falls below $1,000.00 any day of the cycle.

Fees and Charges – The following fees and charges apply to this account:

  • Excess debit fee of $0.20 will be charged for each debit transaction (excluding electronic transfers) in excess of 50 during a statement cycle.
  • Paid Item Fee: For each overdraft paid $30.00.
  • Returned Item Fee: $30.00.
Regular Savings Account

Rate Information – The interest rate and annual percentage yield may change at any time.

Compounding Frequency – Interest will be compounded daily.

Crediting Frequency – Interest will be credited into this account quarterly.

Daily balance computation method – Interest is calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day.

Accrual of interest on non-cash deposits – Interest will begin to accrue on the business day you deposit non-cash items (for example: checks) into your account.

Minimum balance to open – The minimum balance required to open this account is $25.00.

Minimum balance to avoid Maintenance Fee – A maintenance fee of $1.50 will be imposed every statement cycle if the balance in the account falls below $25.00 any day of the cycle.

Deposit Limitations – You may make an unlimited number of deposits into your account.

Limitations on frequency of transfers – During any statement cycle, you may not make more than six withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction. No more than six transfers may be made by check, draft, debit card or similar order to a third party. If you exceed the transfer limitations set forth above in any statement period, your account may be subject to closure.

Fees and Charges – The following fees and charges apply to this account:

  • Transaction Fee: A transaction fee of $1.00 will be charged for each debit transaction (excluding electronic transactions) in excess of six during a statement cycle.
Money Market Account

Rate Information – The interest rate and annual percentage yield may change at any time.

Compounding Frequency – Interest will be compounded daily.

Crediting Frequency – Interest will be credited into this account monthly.

Effect of closing an account – If you close your account before interest is credited, you will not receive the accrued interest.

Daily balance computation method – Interest is calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day.

Accrual of interest on non-cash deposits – Interest will begin to accrue on the business day you deposit non-cash items (for example: checks) into your account.

Minimum balance to open – The minimum balance required to open this account is $1,000.00.

Minimum balance to avoid Maintenance Fee – A maintenance fee of $10.00 will be imposed every statement cycle if the balance in the account falls below $1,000.00 any day of the cycle.

Deposit limitations – You may make an unlimited number of deposits into your account.

Limitations on frequency of transfers – During any monthly statement cycle, you may not make more than six withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction. No more than six transfers may be made by check, draft, debit card or similar order to a third party. If you exceed the transfer limitations set forth above in any statement period, your account may be subject to closure.

Fees and Charges – The following fees and charges apply to this account:

  • Transaction Fee: A transaction fee of $3.00 will be charged for each debit transaction (excluding electronic transactions) in excess of six during a statement cycle.
Tiered Money Market Account

Rate Information – Your interest rate and Annual Percentage Yield (APY) may change at any time at our discretion.

Compounding Frequency – Interest will be compounded daily.

Crediting Frequency – Interest will be credited to this account monthly.

Effect of closing an account – If you close your account before interest is credited, you will not receive the accrued interest.

Average daily computation method – Interest is calculated by the average daily balance method which applies a periodic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the balance in the account for each day of the period and dividing that figure by the number of days in that period. The period we use to make this calculation is monthly.

Accrual of interest on noncash deposits – Interest will begin to accrue on the business day you deposit noncash items (for example, checks) into your account.

Minimum balance to open – The minimum balance to open this account is $25,000.00.

Minimum balance to avoid Maintenance Fee – A maintenance fee of $15.00 will be imposed every statement cycle if the balance in the account falls below $25,000.00 any day of the cycle.

Deposit limitations – You may make unlimited deposits into your account.

Limitations on frequency of transfers – During any monthly statement cycle, you may not make more than six withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction. No more than six transfers may be made by check, draft, debit card or similar order to a third party. If you exceed the transfer limitations set forth above in any statement period, your account may be subject to closure.

Fees and Charges – The following fees and charges apply to this account:

  • Transaction Fee: A transaction fee of $10.00 will be charged for each debit transaction (excluding electronic transactions) in excess of six during a statement cycle.

Free Checks – for designated style: Blue, Green or Yellow Safety paper

  • Duplicate or Single available
Certificates of Deposit
  • $1000 minimum deposit to open
  • Various Terms only for the Certificate of Deposit
  • Compounding/Crediting frequencies vary based on account terms
  • Certificate of Deposits are auto renewal
  • Early withdrawal limitations may apply
  • Contact us for interest rate and term information

Order Personal Checks

This link will transfer you away from Sonora Bank’s website to an external site at https://orderpoint.deluxe.com/personal-checks/welcome.htm?execution=e1s1.

FDIC Insurance

New Deposit Insurance Limits
Each depositor is insured to at least $250,000.00.

Kay Stewart NMLS#: 417045
Kay Stewart  NMLS#: 417045
Senior Vice President / Branch Manager / Lending
 

  Sonora

  (325) 387-3861

Tonya Brown
Tonya Brown NMLS#: 417039
Vice President / Assistant Branch Manager / Lending
 

  Sonora

  (325) 387-3861

Debra Sosa
Debra Sosa NMLS#: 1208765
Loan Officer
 

  Sonora

  (325) 387-3861

Stefan Dorman
Stefan Dorman NMLS#: 1585737
Loan Officer
 

  Sonora

  (325) 387-3861

Carolyn Bruha NMLS#: 417035
Carolyn Bruha NMLS#: 417035
Senior Vice President / Branch Manager / Lending
 

  Southland Branch

  (325) 947-2100

Bianca Terrazas
Bianca Terrazas NMLS#: 1214643
Loan Officer
 

  Southland Branch

  (325) 947-2100

Jessica Denis
Jessica Denis NMLS#: 1396822
Assistant Vice President / Assistant Branch Manager / Lending
 

  Southland Branch

  (325) 947-2100

Bob Pfluger NMLS#: 833021
Bob Pfluger NMLS#: 833021
Senior Vice President / Market Manager
 

  Sherwood Way Branch

  (325) 949-0099

Roxie Doty
Roxella Doty NMLS#: 1174944
Vice President / Branch Operations Manager / Lending
 

  Sherwood Way Branch

  (325) 949-0099

David Soldano
David Soldano NMLS#: 834126
Vice President / Assistant Branch Manager / Lending
 

  Sherwood Way Branch

  (325) 949-0099

Stephen Franco
Stephen Franco NMLS#: 686478
Senior Vice President / Branch Manager / Lending
 

  Sherwood Way Branch

  (325) 949-0099

Jason Kirkpatrick
Jason Kirkpatrick NMLS#: 819363
Vice President / Assistant Branch Manager / Lending
 

  Boerne

  (830) 331-9118

Sayf Jouini
Sayf Jouini NMLS#: 967525
Loan Officer
 

  Boerne

  (830) 331-9118

Jessica Godin
Jessica Godin NMLS#: 266496
Loan Officer
 

  Boerne

  (830) 331-9118

Keri Sandvig NMLS#: 686805
Keri Sandvig NMLS#: 686805
Senior Vice President / Branch Manager / Lending
 

  Boerne

  (830) 331-9118

Neal Brodbeck NMLS#: 730035
Neal Brodbeck NMLS#: 730035
Senior Vice President / Branch Manager / Lending
 

  Bulverde

  (830) 438-0416

Andi Smith NMLS#: 730041
Andi Smith NMLS#: 730041
Vice President / Assistant Branch Manager / Lending
 

  Bulverde

  (830) 438-0416

Kim Gilbert
Kim Gilbert NMLS#: 1458092
Loan Officer
 

  Bulverde

  (830) 438-0416

Tonya Barina
Tonya Barina NMLS#: 1008500
Assistant Vice President / Loan Officer
 

  Boerne

  (830) 331-9118

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